Welcome to Minnesota Home Mortgage and Finance.  Our site is dedicated to Minnesota home buyers and existing Minnesota home owners who are looking for information about mortgages in Minnesota.   Whether you a first time homebuyer, a current home owner who wants a refinance mortgage, or looking for new construction financing, Minnesota Home Mortgage has the mortgage information you need.

Our site is set up with several financial categories:

* First Time Homebuyer - Homebuying

* First Time Homebuyer Programs - Loan Programs

* Refinance Mortgage - Mortgage Refinance

* New Construction Loans -New Home Loans

* Minnesota Home Mortgage general information about getting a home mortgage in Minnesota!

If you are are a first time homebuyer you may want to start in our Minnesota Home Mortgage general information section.  This part of our site contains mortgage terms that you may need to know by the time you start researching in our First Time Homebuyer - Homebuying section.  One of the first steps you should take as a first time home buyer in Minnesota is to get comfortable with basic terms for mortgage lenders in Minnesota such as:  Cash to Close, PITI (mortgage payments), mortgage application documentation, mortgage loan application information, mortgage process information and more.

First time homebuyers will also benefit from reading through our First Time Homebuyer Programs - Loan Programs section.  While first time homebuyer programs change regularly, understanding where and how you can access these beneficial first time homebuyer programs can you help you save money when you get a home mortgage in Minnesota.

Existing homeowners looking for a refinance mortgage in Minnesota will want to look into our Refinance Mortgage - Mortgage Refinance section for details about refinancing their mortgage in Minnesota.  Learn about a debt-consolidation refinance mortgage, a rate term refinance mortgage (better mortgage rate on your current mortgage), cash-out refinance mortgage, and more.  There are many considerations when applying for a refinance mortgage and our Refinance Mortgage section covers it in detail.

Our articles section contains information on a wide variety of topics such as "How to Buy a Foreclosure" and more.

Our Minnesota Mortgage Information section covers many of the basic considerations in any type of real estate mortgage loan in Minnesota.  Learn about Minnesota mortgage closing costs, prepaid expenses such as MN property taxes, homeowner's insurance, MN title company costs, MN mortgage registration tax, MN recording fee, MN closing fees, MN interest, first payment schedules and more.  Use our mortgage calculator to estimate your monthly payments and to see an amortization schedule.

Welcome to Minnesota Home Mortgage information for first time home buyers and existing homeowners.  Enjoy the information!